First, if you handle the wire transfer business at the bank counter, you can generally receive it on the same day.
Second, if you write a transfer check and fill in the bill at the bank counter, it usually takes two to three working days to get the account.
Third, if you transfer money through online banking or peers, it will generally arrive in real time. Inter-bank transfer can be received as soon as the next day, and as slow as three working days.
Bank transfer method:
1. After confirming that the passbook account number and account name provided by the payee are correct, take the cash to the bank and deposit it directly into the payee's account.
I suggest you open an account in the bank, then fill out a wire transfer form, fill in the other party's account number, account name and bank name clearly, and remit money from the account to the payee.
If you have a deposit card of ICBC, you can transfer money directly at ATM, and the remittance through train is very convenient.
4. If it is too much trouble to open an account, you can remit money directly in cash and fill in the wire transfer form for remittance, but you must clearly fill in the account number, account name and bank name of the other party.
5. Telephone bank remittance.
Risks of public-private partnership:
Generally, the funds in company accounts are well documented, but once transferred to private accounts, it is difficult to distinguish whether the money is public or private. In this case, there is a risk of misappropriating public funds and evading debts. According to the law, the company's funds must be supervised and cannot be used for private purposes. Once embezzlement is found, a heavy sentence will be imposed.
Matters needing attention in public-private partnership:
Generally, you need to issue a certificate to transfer the money from the public account to the private account, that is, to prove why the money was transferred, you need to build an official seal, such as the labor fee for transferring it to your friend, what project reward and so on. The payee will sign and leave a voucher. If it is paid to a non-general taxpayer, a corresponding general ticket needs to be issued.
Legal basis:
Article 272 of the Criminal Law of People's Republic of China (PRC), any employee of a company, enterprise or other unit who, by taking advantage of his position, misappropriates the funds of his own unit for personal use or lends them to others, and fails to pay them back for more than three months, or engages in profit-making activities or illegal activities for less than three months, shall be sentenced to fixed-term imprisonment or criminal detention; Whoever misappropriates a huge amount of funds from his own unit shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years; If the amount is especially huge, he shall be sentenced to fixed-term imprisonment of not less than seven years. Personnel engaged in public service in state-owned companies, enterprises or other state-owned units and personnel appointed by state-owned companies, enterprises or other state-owned units to engage in public service in non-state-owned companies, enterprises or other units shall be convicted and punished in accordance with the provisions of Article 384 of this Law. Whoever commits the act mentioned in the first paragraph and returns the misappropriated funds before initiating public prosecution may be given a lighter or mitigated punishment. Among them, if the crime is minor, the punishment may be mitigated or exempted.