According to statistics, from 20 1 1 to 20 15, the central bank issued 27 1 third-party payment licenses. However, since 20 16, the central bank no longer issues payment licenses, which also means that Internet companies have entered the era of stock competition for payment licenses.
In recent years, third-party payment licenses have become a battleground for Internet giants. Previously, JD.COM and Meituan have obtained payment licenses. In 2020, four Internet giants, Pinduoduo, ByteDance, Ctrip and Aauto FMCG, will join the competition through mergers and acquisitions.
ByteDance: Obtained a third-party payment license.
In 2020, ByteDance obtained a third-party payment license through UPE, which helped to develop payment business in vivo, and then gradually accumulated financial account foundation, customer foundation and data foundation. The biggest advantage of information distribution track represented by short video lies in customer stickiness, while exhibition finance faces the shortage of C-terminal payment scenarios. Possible solutions include the layout of e-commerce or social payment.
Youlian Yibao was established in 20 12 with a registered capital of1500,000 yuan, which is wholly owned by Zhongfa Industrial Group. The company obtained the Payment Business License issued by the People's Bank of China on 20/04.
Refer to the above content: Phoenix Net-ByteDance: Obtaining the third-party payment license, the payment portal opens the financial ecology.
Refer to the above content: Phoenix. Com-Aauto got the payment license faster, and the internet giant started the financial ecological war.