Main differences between class A and class B auto insurance:
1. The scope of compensation is different: in terms of natural disasters, item B has more storms and tornadoes than item A; In terms of individual glass damage, clause A does not compensate any individual glass damage, which is solved by the additional risk of individual glass breakage, and clause B compensates individual skylight glass damage.
2. The scope of non-compensation is different: Paragraph B expressly stipulates that parking fees, storage fees, car deductions and various fines shall not be compensated, and Paragraph A shall not be compensated; B does not compensate for the damage of a single mirror or lamp not specified in paragraph a; Engine water inflow: Clause A stipulates "engine damage caused by engine water inflow" and Clause B stipulates "engine damage caused by water inflow or wading of insurance vehicles".
3. The exemption scope of third party insurance is different: Paragraph A exempts the insured and his family members from personal and property losses. Paragraph b exempts the insured and his family members, his permitted driver and his family members from personal and property losses.
Although there are some differences between Class A and Class B of auto insurance, on the whole, they are basically the same. Therefore, consumers are advised not to compare terms and rates too much when buying auto insurance products covered by industry terms, but to pay attention to the service and reputation of insurance companies.
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