Financial Integration and Deposit Management of China Construction Bank?

China Construction Bank's integration with deposits is not financial management. It is a time deposit, that is, after the depositor and the bank have agreed on the term and interest rate, they will deposit the money in the bank and withdraw the principal and interest at maturity. The deposit interest rate is very low, which basically plays the role of capital preservation. Rong Hui is a settlement account opened by customers according to the deposit amount agreed with financial institutions. The financial institution automatically transfers the part of the account that exceeds the deposit amount to the agreed account, and pays interest at the agreed deposit rate.