By the end of June 2009, 1 1, the total assets were 39 billion yuan, the balance of various deposits was 28.2 billion yuan, and the balance of loans was 194 billion yuan, all of which met or exceeded the regulatory requirements. On February 7th, 65438, Fujian Straits Bank and Fujian SME Credit Re-guarantee Co., Ltd. signed a business cooperation agreement with a total amount of 2 billion yuan to jointly build a financing platform for SMEs serving the economic zone on the west side of the Straits. According to the agreement, Fujian Strait Bank will give priority to the cooperation with the guarantee companies provided by Fujian SME Credit Re-guarantee Company to carry out SME financing business, and give preferential policies in terms of business cooperation amount, margin amplification ratio and customer loan interest rate. Yuan Rongxiang, member of the Standing Committee of Fujian Provincial Party Committee and secretary of Fuzhou Municipal Party Committee, and Su Zengtian, vice governor of Fujian Province and acting mayor of Fuzhou, unveiled the Fujian Straits Bank. Wang Xiaohui, director of Fujian Banking Regulatory Bureau, issued a financial license for Fujian Strait Bank, and Su Zengtian issued an industrial and commercial business license for Fujian Strait Bank. After the unveiling ceremony, Fujian Straits Bank held a press conference on renaming, launched a brand-new bank logo and financial brand, and introduced its future development plan. On July 3, 20 10, Quanzhou Branch of Fujian Strait Bank officially opened for business. This is the fourth off-site branch established by Fujian Straits Bank in the province. Wenzhou Branch, the first inter-provincial institution, officially opened on 20119.
By the end of 2009, the Bank's total assets were 4153 million yuan, an increase of174 million yuan or 34.9% over the beginning of the year. The balance of deposits was 28.3 billion yuan, an increase of 5,965.438 billion yuan or 26.4% over the beginning of the year. The loan balance was 654.38+0.959 billion yuan, an increase of 3.68 billion yuan or 2.31%over the beginning of the year; The NPL ratio was 65,438+0.39%, down by 0.93 percentage points from the beginning of the year; The loan loss provision coverage ratio reached 162. 1%, an increase of 84.4 percentage points over the beginning of the year. The book profit was 460 million yuan, up 50 million yuan year-on-year, with an increase of 65,438+0,654.38+0%. All indicators meet or exceed the regulatory requirements. 20 1 1 memorabilia:
65438+1October 3 1 Straits Bank's 24-hour customer service telephone was upgraded from 059 1-968809 to a national unified customer service hotline, and the customer service level was further improved.
On February 24th, Straits Bank was again granted the qualification of 20 1 1 primary dealer in open market business announced by the People's Bank of China.
On March 6th, the business department of the Straits Bank won the honorary title of "National Women's Civilized Gang", and made great achievements in the creation of spiritual civilization.
On March 3 1, Wenzhou Branch, the first branch outside the province of Straits Bank, officially opened, marking a substantial breakthrough in the development strategy of Straits Bank to build a "regional bank".
On May 23rd, Straits Bank and Taiwan Province South China Commercial Bank formally signed a business cooperation agreement in Taipei, which marked substantial progress in business cooperation between Straits Bank and Taiwan-funded financial institutions and further promoted financial exchanges and cooperation between Fujian and Taiwan.
On July 1 day, the Straits Bank launched a series of activities to commemorate the 90th anniversary of the founding of the Party, and a series of activities with distinctive features, prominent themes and colorful activities were carried out throughout the Bank.
On July 6th, Putian Branch of Straits Bank officially opened, further improving the institutional layout in Fujian Province.
/kloc-In August of 0/5, Straits Bank won the title of "National Model Enterprise for Harmonious Labor Relations" and became one of the five largest banking units in China.
On September 22nd, the foundation stone laying ceremony of the headquarters building of Fujian Strait Bank in Haixi Financial District was held in the financial street of Aofeng Road, Jiang Bin Avenue.
On September 29th, the Risk Management Department of the Straits Bank was awarded the title of "National Advanced Collective for Credit Investigation of Local Banking Financial Institutions" by the Head Office of the People's Bank of China.
10On June 5438+03, the Advanced Seminar on Leadership Improvement for Senior Executives of Straits Bank (Tsinghua University) officially started in Fuzhou.
165438+1October 5th, the 9th Staff Games of Straits Bank was successfully held in Fujian Jinshan Cultural and Sports Center, which fully demonstrated the corporate image and staff style and promoted the construction of corporate culture.
On February 8th, 65438, the "Fuzhou Citizen Card" project of Straits Bank won the title of "2010 ~ 201Fujian Excellent Achievement Award for Payment and Settlement" from Fuzhou Central Sub-branch of the People's Bank of China.
65438+February 10 "Celebrating the 5th Anniversary of Fujian Straits Bank/KLOC-0" was a complete success.
By the end of 20 1 1, the bank had total assets of 601800 million yuan, deposit balance of 47.8 billion yuan, loan balance of 28.8 billion yuan, non-performing loan ratio of 0.86%, capital adequacy ratio of 1393%, and net profit of 753 million yuan for the whole year. The main regulatory indicators meet the regulatory requirements and have developed into a company.
By the end of 20 12, the total assets of the bank were 70.3 billion yuan, the balance of deposits was 5 19 billion yuan, the balance of loans was 34.8 billion yuan, the capital adequacy ratio was/kloc-0.3.45%, and the annual net profit was 800 million yuan, and the main regulatory indicators met or exceeded the regulatory requirements. It has developed into a joint-stock commercial bank with good corporate governance, clear market positioning, flexible operating mechanism, steady management, continuous improvement of information technology and increasing comprehensive strength. At present, it has jurisdiction over 8 branches, 49 branches and 1 business department in Wenzhou, Zhangzhou, Longyan, Ningde, Quanzhou, Putian, Sanming and Fuqing, with 2020 employees.