The following interview with the consultant of the financing service platform is comprehensive and introduces the specific financing methods.
We roughly divide the financing channels of enterprises into four categories.
First of all, the most familiar channel is bank loans. There are more than 700 banks in China, and five state-owned banks and most national joint-stock banks have branches in Guangxi. Local city commercial banks include Beibu Gulf Bank, Guilin Bank, Liuzhou Bank, as well as rural credit cooperatives, rural cooperative banks, national rural banks and other 100 independent corporate banking financial institutions.
More than ten kinds of licensed financial institutions such as trust companies, insurance companies, securities companies, financial leasing companies and asset management companies can be divided into one category;
The third category is private financing channels, including small loan companies, guarantee companies, pawn shops, financial service companies, P2P/ crowdfunding websites and other public channels, as well as more flexible unlicensed private funding channels.
The fourth category is equity financing channels. Shang Gao enterprises are listed on the main boards of Shanghai Stock Exchange and Shenzhen Stock Exchange for public financing. Private financing can be listed on the OTC market such as Beibu Gulf Property Rights Exchange, and seek private equity financing from various equity investment funds, professional investment companies and professional investors.