What is the financing interest rate of securities companies now?
1. What is the financing interest rate of securities companies now? The financing interest rate is calculated by multiplying the interest rate agreed in the margin financing and securities lending contract signed by the securities company and the investor by the actual financing amount and the number of days occupied. The financing interest shall be collected by the securities company from the investor's credit fund account or the way agreed in the contract when the investor repays the financing. The calculation method of the cost of securities lending is to multiply the rate of securities lending varieties stipulated in the margin financing contract signed by the securities company and investors by the market value of securities lending and the number of days occupied on the day when securities lending occurs. The securities company will charge the securities lending fee from the investor's credit fund account or in the way agreed in the contract when the investor repays the securities lending. The commission of securities accounts of two financial institutions is generally 2-3 times that of ordinary accounts; The interest rate is generally calculated on a daily basis, about 18000 yuan per day, which can be negotiated. Although it is more suitable than stock allocation, it is much higher than ordinary accounts. If you are particularly sure of the market and confident in your own operation, you can participate in the game, otherwise it is better to participate cautiously. 2. What is the operation mode of financing transactions of securities companies? Financing transaction refers to the trading behavior of investors paying a certain margin to securities companies and financing (borrowing) certain funds to buy stocks. The deposit submitted by investors to securities companies can be cash or securities that can be used to pay the deposit. In the future, after a securities company gives credit to investors, investors can purchase the securities in the list of financing objects published by stock exchanges and securities companies within the credit line. Securities and other capital security purchased by investors in their credit accounts are used as collateral for the overall debt of securities companies. Financing transaction provides investors with a new way of trading. If the price of securities meets the expectations of investors, we can buy securities by integrating funds, and then sell securities at a higher price to repay the arrears, thus amplifying the income; If the price of securities does not meet the expectations of investors, the stock price will fall, and the loss will be amplified after the funds are invested in buying securities, and then the securities will be sold to return the arrears. Therefore, financing transaction is a kind of leveraged transaction, which can amplify the profit or loss of investors. Participating in margin trading requires investors to have strong securities research ability and risk tolerance. Everyone should know what the financing interest rate of securities companies is now. Investors have to pay a certain cost when they go to a securities company to handle margin financing and securities lending business, that is, the financing interest rate. At present, the financing interest rate of securities companies is calculated by the day, which is basically around 8/10000. This business model provides investors with a new way of investment and financial management, but it also magnifies the risks invisibly.