Insurance compensation when the car is soaked in heavy rain: the car is parked on the side of the road or in the parking garage and flooded. As long as it is not started and the car damage insurance is purchased, the insurance company will pay compensation according to the situation of natural disasters (note: the compensation condition is that the weather reaches rainstorm, and the standard of rainstorm is that the rainfall reaches 50 ml or more in 24 hours). If the dashboard is flooded and the car is completely damaged, the insurance company will pay full compensation. If the owner starts again, it is the owner's subjective intention.