Answer 1: The condition of buying a house with Maanshan loan is that you have a fixed work unit and can use the provident fund loan. If there is no provident fund, you need both husband and wife's work units to prove that the salary conditions reach the relative proportion of your loan, and you need a guarantor.
Answer 2: You can borrow money from other places in Maanshan. You need to find a guarantor (such as a civil servant or a national cadre) and show your salary certificate. If it is an individual, you need to show a tax certificate or something.