Can an enterprise with equity pledge borrow money?

Legal analysis: loans can be made after equity pledge. Equity pledge only takes equity as collateral and does not affect the right of enterprises to apply for loans. Whether the loan can be successful depends on the specific regulations of the bank.

Legal basis: Article 440th of the Civil Code of People's Republic of China (PRC). The following rights that the debtor or a third party has the right to dispose of may be pledged:

(1) Bills of exchange, promissory notes and checks.

(2) Bonds and certificates of deposit.

(3) Warehouse receipts and bills of lading;

(4) Transferable fund shares and equity;

(5) Transferable intellectual property rights such as the exclusive right to use a registered trademark, patent right and copyright;

(6) Existing and future accounts receivable;

(7) Other property rights that can be pledged according to laws and administrative regulations.