When I lent you money, I deducted the beheading interest from the principal.
You borrow 10w from the bank, and the bank gives you 7w, so 30000 is beheading interest.
Forget it like you said.
100000 0x 0.85% x36 = 30600
36/30600=850
2. The loan company charges a service fee of 6,543,800 yuan. How much did the company take?
1 ten thousand.
The service fee is charged at 1% of the loan amount. For example, a loan of 6,543,800 yuan is equivalent to a loan service fee of 6,543,800 yuan. Less than 200 thousand yuan, according to 2000 yuan.
Third, how to make money without service charge for helping loans?
The profit model is mainly recommended service fee. Lending companies are mainly aimed at some reputable enterprises. Due to the maturity of the loan, it is impossible to repay it on time, and it is necessary to go through the formalities of "crossing the bridge" with the bank to repay the older generation. This type of company provides capital guarantee or direct investment for enterprises. At the same time, in view of the fact that the capital demand of enterprises is more than 300,000 yuan, the undertaking bank is slow to handle the formalities of real estate mortgage. This type of company adopts the form of equity pledge to register the equity held by its shareholders in the industrial and commercial department where the enterprise's industrial and commercial business license is registered.
Fourth, what is loan payment?
The payment of student loans means that if you apply for student loans, you need to pay some fees, which mainly come from the interest of student loans and personal service fees. But there are also some situations that need to be paid by yourself, which is another part of the cost. At this time, students will choose to apply for a student loan and then repay the loan.