By the end of 20 19 and 1, the number of P2P online lending platforms was 103 1, which decreased to 343 by the end of February, a decrease of 678 compared with the end of 20 18.
The industry has entered a special rectification, and the regulatory policies have become increasingly perfect.
20 19 special rectification of online lending industry entered the deep water area. At the end of February, 20 18, 175 jointly issued by Jin Mu remediation office and online loan remediation office put forward the main work direction for the first time, which laid the main tone for the whole industry restructuring in 20 19. Since then, the general policy of online loan rectification conveyed by many heavy documents and high-standard meetings has remained basically the same, that is, promoting the benign exit of most institutions and guiding the transformation of some institutions.
In addition, with the acceleration of industry clearing, the phenomenon of malicious evasion of debts is becoming more and more serious. In view of this chaos, from 2065438 to the beginning of September 2009, Jin Mu Remediation Office and Online Loan Remediation Office jointly issued the Notice on Strengthening the Construction of Credit Information System in P2P Online Lending Field, which explicitly supported the online lending institutions in operation to access credit information institutions such as the Central Bank Credit Information Center and Hundred Banks Credit Information Center, and indicated that they would continue to crack down on the malicious evasion of debts by the out-of-business online lending institutions, requiring all localities to forward the "list of untrustworthy persons" to the Central Bank Credit Information Center and the Hundred Banks Credit Information Center.
—— For the above data and analysis, please refer to the Analysis Report on Market Foresight and Investment Strategic Planning of Internet Finance Industry in China issued by Foresight Industry Research Institute.