The personal credit information inquired by the online personal credit information center is accurate. Regarding information security, the Credit Information Center of the People's Bank of China stated that the personal credit information service platform has set strict security protection measures in terms of user registration, inquiry operation and data preservation to ensure the safe use of personal credit information:
First, a strict user registration procedure has been established. In order to ensure that users are self-registered, users need to fill in the basic information correctly when submitting their registration applications, and at the same time, they should also carry out strict identity verification, that is, before using the services provided by the platform, they should ensure the authenticity of their identities through question verification and digital certificate verification, so as to reduce or avoid the risk of information disclosure caused by identity theft.
The second is to set different levels of security prevention and control measures for the query operation to ensure the security of the query operation. Personal credit report contains a lot of personal credit information, and every time you query the credit report, you need to re-verify your identity and confirm the authenticity of your identity. Every time you query the summary of personal credit information, you need to enter the "dynamic confirmation code" obtained by the mobile phone when you register online to realize the interactive verification between the mobile phone and the Internet. Every time you inquire about personal credit information tips, you need to correctly enter the "page dynamic verification code" online.
Three. Set the retention period of personal credit information on the Internet. The credit information inquiry products provided by the platform to individuals shall be kept on the Internet platform for 7 days from the date of receiving the feedback notice that can be inquired, and the system will automatically delete them after the expiration.