Recently, Ceng Liqing, co-founder of Tencent, posted a comment on LeTV in the WeChat circle of friends, which caused a heated discussion among many people in the investment circle. It is mentioned in the article that a friend who has a good impression on LeTV and Jia Yueting took the initiative to pull Hei Di, so it is not necessary for him to do it himself. You can't see such an obvious Ponzi scheme. Not suitable for mixing in the investment circle, not suitable for starting a business, and not suitable for this emperor's circle of friends. In this article, Ben Dijun pointed out that LeTV was equated with Ponzi scheme, and was praised by Tencent CEO Ma and the co-founder of New Oriental. At the same time, Fu Sheng, CEO of Cheetah Mobile, also forwarded this circle of friends and commented on "topping"! Let many people who eat melons watch, but many investors privately ask us what Ponzi scheme is. Next, I will give you a half-volume book to popularize.
Ponzi scheme
1, what is Ponzi scheme? The term "Ponzi scheme" is the full name of investment fraud in the financial sector. Advertise and package to attract investors with high profit returns, and then the funds of the late investors will pay the profits of the early investors. Ponzi scheme is effective when there is no follow-up capital inflow to pay the profits of early investors! 19 19, Italian Charles Ponzi initiated the "investment plan" in the United States. In just over a year, Ponzi earned150,000 dollars! The number of investors is nearly 40,000! It was not until 1920 that he was exposed and imprisoned. Ironically, the granddaddy of this Ponzi scheme died in poverty in 1949.
2. The Ponzi scheme with the largest amount involved: Who would have thought that a american hustle could drag capitalists and bankers all over the world into the water, and the amount of fraud exceeded $60 billion! Bernard Madoff, the chairman of NASDAQ in the United States, set up this game, but Bernard Madoff was famous as early as 2000 years ago. After 2000, the original legal company became the biggest Ponzi scheme in American history!
3, 3M scam: I believe many people have heard of MMM scam. For MMM, E-Lease and Sino-Jin are really dwarfed. As early as 1994, MMM swindled tens of billions of dollars in Russia, and 1997 went bankrupt. Founder Sergei Mavrodi was sentenced to four and a half years in prison. After he was released from prison, he made a comeback and continued to cheat abroad by cheating in Russia. According to incomplete statistics, the amount of fraud in China exceeds10 billion RMB, involving tens of thousands of families. It was not until 20 16, 1 that several departments jointly notified the risks of the MMM platform that things came to an end.
corruption
Are there really so many people who are fools? Not necessarily. In fact, most people know that it is a scam in their hearts, but they are not immune to rich returns. They think that they can't be the last person, so they invest again and again. This is also called the greater fool theory! Just like in the stock market, the banker silently raised the stock price too high. After a group of retail investors who didn't know the truth took over, the banker began to sell at a high level, and finally the high position was a fool. Many people know the risks behind it, but why did they come in without hesitation? The word "greed" gives you too much gold, but you can't take it away, and it's too light for you. Instead, I feel that I have got too little. This is human nature. And the investment ratio is not who earns more, but who lives longer.