"Credit score" is divided into Tencent credit score, Alipay credit score and personal credit report. Tencent credit score can follow Tencent credit inquiry in official WeChat account, sesame credit can be viewed in Alipay, and personal credit needs to be printed in China Bank.
The following are the query methods of Tencent credit score, Alipay credit score and personal credit:
1, Tencent credit score: Take WeChat version 8.0. 16, Apple 13(IOS 15.2 system) and Huawei mate40(HarmonyOS2 system) as examples, click to enter the official account of WeChat, and enter "Tencent Credit" in the top search box, and pay attention to it. Next, after entering the official WeChat account window of Tencent Credit Information, click My Credit in the menu bar at the bottom to view Tencent Credit Information Score.
2. Alipay credit score: Take Alipay 10.2.50 version, Apple 13(IOS 15.2 system) and Huawei mate40(HarmonyOS2 system) as examples, find and click to enter Alipay, click me at the bottom of the screen on Alipay page, and then find and click to enter Sesame credit score. Sesame Credit Score is an independent third-party credit reporting agency under Ant Financial. The ownership interest in Ant Financial Service is maintained by sesame credit points. The score is too low to enjoy too many rights and interests. If the score reaches a certain standard, you can enjoy various exemption services.
3. Personal credit inquiry: It needs to be printed at the local branches and credit inquiry centers of the People's Bank of China. Bring the original and photocopy of my valid identity certificate; After the credit report is generated, it has a fixed format and the logo of the credit center. In addition, you can also log in to the Credit Information Center of official website and China People's Bank. Click Start Now-New User Registration-Select Bank Card/Question/Digital Certificate for Identity Verification-Select Credit Report (Normal, Simple and Complete) after passing-Wait for Identity Verification Code after submission-Enter Identity Verification Code to view the Credit Report.
How to use WeChat to inquire personal credit information?
1. Open WeChat first, find and pay attention to the official account of Tencent Credit Information WeChat.
2. After entering the official WeChat account, you can see "I want to check points" in the lower left corner, and click Enter.
3. Tencent Credit will be displayed at this time. You need to enter your name, ID number, and mobile phone number reserved for WeChat /QQ card binding.
4. Fill in the personal information, then click to agree to Tencent Credit Information Service Agreement, and then click Open Now.
5. Next, the mobile phone number to be bound receives a verification code, enter the verification code, and click OK.
6. At this time, "Tencent Credit Information" is opened, and personal credit scores can be queried.
7. After "Tencent Credit Information" is launched, you can enjoy more services with personal credit points, such as scanning code rides, micro-loan loans, and mobile phone warranty extension.
How to query your own credit records and how to query your own credit records?
1. At present, the People's Bank of China is the most authoritative personal credit information system in China, which can be inquired through two channels. The first channel is to enter the website of the Credit Information Center of the People's Bank of China, and then log in to the personal credit information service platform after registration, after which you can query your own credit information report. If you are prompted that you can't register when you register, don't worry, it just means that you don't have a credit history at all, which is what everyone often says. The second channel is to go to the local branch of the People's Bank of China to inquire, but this channel has a limit on the number of times, and offline inquiries are made twice a year, free of charge.
2. At present, there are many platforms for third-party credit reporting. What we often hear is sesame credit, WeChat payment score, credit scores of various platforms and so on. All fall into this category. However, at present, the only institution that actually has a third-party personal credit information license is the people's credit information. For example, eight credit reporting agencies, including Sesame Credit and Tencent Credit, are shareholders of Baixing Credit. At present, there is no online channel for users to query products and portals, so in this case, users can only query the credit records of their single platforms through some platforms such as Alipay and WeChat.
How to check the credit report online?
Step one:
First, search "China People's Bank Credit Information Center" in the computer browser.
Step two:
In the search results, find the column with official website logo "Credit Information Center of China People's Bank" and click to enter.
Step 3:
After entering the website, find "Internet Personal Credit Information Service Platform" in "Core Business" and click Enter.
Step 4:
After jumping to the personal credit information inquiry portal, click "Start Now".
Step five:
Enter login name, password and verification code on the login page to log in. If you haven't registered yet, please click "New User Registration" to complete the registration, and then log in.
Step 6:
After logging in, you will enter the welcome page. On the right side of the page, there is "Credit Service". Click "Apply for Credit Information" in "Credit Service" and select the verification method. If there is a problem verification, bank card verification and digital certificate verification, you can choose one yourself. Then, when selecting credit information, check three items at the same time, and then click "Next".
Step 7:
Click "Submit" after confirmation.
Step 8:
After submitting the application, just wait patiently for the result.
Operating environment: browser computer: macbookpro mos 14 open google version 92.0.4515.131.
Third-party credit investigation
There are many platforms for third-party credit investigation, such as Sesame Credit, WeChat payment score and credit score of each platform.
But in fact, at present, the only institution with a third-party personal credit information license is the people's credit information, and eight credit information agencies, including Sesame Credit and Tencent Credit Information, are their shareholders.
However, at present, there are no products and portals available for online inquiry, and the credit records of a single platform can only be inquired through platforms such as Alipay and WeChat.
For example, click on the credit guardian in Alipay Sesame Credit to see the credit record authorized by Sesame Credit.
Credit classification
First, personal basic information, including name, certificate type and number, mailing address, contact information, marital status, residence information, occupation information, etc. ;
Second, credit transaction information, including credit information such as credit card information and loan information;
The third is other information, such as personal provident fund and pension information.