Can the platform really be borrowed and returned quickly?

Really, it's better to be cautious.

All the information published on the Internet that you can get a loan or apply for a credit card only with your ID card is a low-level scam. Don't trust the company whether it is registered or not. The swindler will trick you into signing the fax contract and pressing your fingerprint, and then trick you into paying the first month's interest, performance fee, deposit, insurance premium, guarantee fee, loan fee, notarization fee, credit fee, mortgage fee, card opening fee and so on step by step. You will also be asked to transfer all the funds in your account to the liar's account in the name of insufficient bank flow, checking repayment ability or capital verification. If you don't pay the fees according to the requirements of the swindlers, the swindlers will threaten to sue you for breach of contract and pay huge liquidated damages in the name of signing a contract with them. This is really a very low-level fraud, a typical fraud.