15 insurance company violations

It is strictly forbidden to set up "small treasury" and off-balance-sheet accounts. Corruption and misappropriation of company funds are strictly prohibited. It is strictly forbidden to conceal or collect premiums or other income. It is strictly forbidden to open a bank account or rent or lend a company account in violation of regulations. Illegal use of funds is strictly prohibited. It is forbidden to prepare false bank statements. It is forbidden for one person to keep the financial seal and one person to remit the working capital. 8. It is strictly forbidden to purchase, construct and dispose of the company's assets in violation of regulations. It is strictly forbidden to encroach on the company's assets for personal gain. It is strictly forbidden to print documents without authorization and expand the scope of use of documents. It is strictly prohibited to use false bills or change the nature of bills in violation of regulations. It is strictly forbidden to forge or tamper with accounting vouchers, accounting books and statements. It is strictly forbidden to modify the financial system data in violation of regulations. It is strictly forbidden to pay wages and benefits in violation of regulations. It is strictly forbidden to operate funds in violation of regulations, set up off-balance-sheet entities or provide external guarantees privately.

1. Insurance is the basic means of risk management (under the condition of market economy), is an important pillar of the financial system and social security system, and is also the behavior of the insurer to pay insurance money to the insured when the contract conditions are met (the possible accidents agreed in the contract are responsible for the property losses caused by them, or the insured dies, is disabled, falls ill or reaches the age and time limit agreed in the contract).

Insurance is a financial arrangement to share accident losses economically, a contractual act in which one party agrees to compensate the other party for losses according to law, an integral part of the social and economic security system in society, and a basic method of risk management.

Commercial insurance can be roughly divided into property insurance, personal insurance, liability insurance, credit insurance, subsidy insurance and marine insurance. Large categories are classified according to the scope of insurance liability, and small categories are classified according to the type of insurance subject matter.

According to the scope of insurance, it is divided into: personal insurance, property insurance, liability insurance and credit guarantee insurance.

Three, fire insurance is to cover the property stored in a certain geographical area, basically in a static state, such as machinery, buildings, all kinds of raw materials or products, household appliances and other losses caused by fire.

Four, marine insurance is essentially a kind of transportation insurance, it is the earliest development of various insurance business, the insurer is responsible for the loss of the subject matter insured caused by marine risks.

5. Cargo transportation insurance refers to cargo transportation insurance other than maritime transportation, which mainly covers the loss of goods during inland river, inland river, coastal and air transportation.

Six, all kinds of vehicle insurance mainly covers the loss of all kinds of vehicles in the process of driving and parking. It mainly includes automobile insurance, aviation insurance, ship insurance and railway vehicle insurance.