The specific reasons are as follows:
1. "New rural cooperative medical care" is implemented in rural areas, and "medical insurance for urban residents" and "medical insurance for urban workers" are implemented in cities. There is no connection between them and they cannot be transferred to each other. However, if farmers have jobs in cities, they can participate in urban medical insurance with their work units. Farmers' household registration is transferred to cities and towns, and those who have no jobs can participate in urban residents' medical insurance.
2, the basic medical insurance premiums paid by employers and employees, the social insurance agencies were established by the basic medical insurance personal accounts (hereinafter referred to as personal accounts) and social pooling funds.
3. Social insurance is compulsory insurance required by the state. The state develops social insurance undertakings, establishes a social insurance system and sets up a social insurance fund, so that workers can get help and enjoy insurance benefits in cases of old age, illness, work injury, unemployment and maternity. China's "Labor Law" and "Social Insurance Law" clearly stipulate that it is the legal obligation of the employer to pay social insurance for workers, which is obviously mandatory by the state, and the employer shall not refuse to undertake this legal obligation under any excuse or reason.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.