Want to buy a personal accident insurance, which insurance company is the most reliable?

In fact, all the insurance companies that can be seen in the market are very reliable. After all, insurance companies need the approval of the China Insurance Regulatory Commission, which is equivalent to being backed by the state. Even if the insurance company really goes bankrupt, don't worry, the protection you bought will continue to be implemented. As for the insurance company's claims, don't worry about it, because it is clearly written in black and white, and it is really impossible to safeguard the legitimate rights and interests through litigation. Of course, in order to save trouble, we can choose some larger insurance companies, such as China Life Insurance, Ping An of China, AIA, China Pacific and so on.

I. China Life Insurance

When it comes to insurance, China Life should be the first thing that many people think of. You know, China Life Insurance is a state-owned enterprise, its strength is self-evident, its business coverage is wide, and you can basically find any insurance you need. China Life also has a lot of accident insurance, including long-term accident insurance and short-term insurance, which you can choose according to your own needs.

Second, China is safe.

China Ping An is also a very familiar insurance company. The types of accident insurance alone can dazzle people, while China Ping An Insurance is cost-effective and suitable for ordinary families to buy. You don't have to worry about the difficulty of claim settlement after purchasing insurance. After all, the strength of insurance companies is here, and China Ping An's claims are still very fast.

Three. American Institute of Accountants (abbreviation)

AIA's accident insurance coverage is very comprehensive. Other insurance companies generally pay claims in one lump sum, but AIA can pay claims for many times, and the coverage is also very wide, which seems to be better by comparison. However, AIA's only disadvantage is that it is relatively expensive, and the annual premium may reach 10,000 yuan, which is not suitable for families with average economic conditions. AIA was designed for high-end people when it was launched, so it is understandable that the price is a little expensive.