Can company shareholders apply for commercial loans?

1. Can shareholders of the company apply for commercial loans?

Of course. It shall be handled by the shareholders, but it shall be approved by the shareholders' meeting of the company. Enterprise loan is a way for enterprises to borrow money from banks or other financial institutions at a prescribed interest rate and time limit for production and operation.

Enterprise loans are mainly used for fixed assets. The materials for applying for enterprise loans include company basic information, business license, organization code certificate, account opening permit, tax registration certificate, articles of association, capital verification report and loan card.

Second, friends become shareholders of the company and then apply for business loans.

Yes, you can. You can apply for a commercial loan by going to the bank in the name of the company with the company's business license.

Third, friends become shareholders of the company and then apply for business loans.

Yes, you can. Go to the bank in the name of the company with the company's business license.

4. Why can't shareholders of a joint stock limited company make personal production and operation loans?

It's not impossible. Maybe some of your materials don't meet the bank standards.