1. Guiding units: Civil Affairs Bureau of Social Work Committee of Beijing Municipal Committee, Beijing Big Data Administration Bureau, and China Rural Management Committee;
2. Insurance companies: Beijing Life Insurance Company Limited Beijing Branch and AXA Tian Ping Property Insurance Company Limited Beijing Branch.
Introduction to Beijing Life Insurance Company Beijing Life Insurance Co., Ltd. (hereinafter referred to as "Beijing Life Insurance") is a national life insurance company established by state-owned enterprises, collective enterprises and social enterprises with the approval of the Insurance Regulatory Commission of the Bank of China. The company officially started business on February 4, 2008+2065438, with a registered capital of RMB 2.86 billion and its registered place: Beijing.
The shareholders of Beijing Life Insurance include Beijing Shunxin Holding Group Co., Ltd., Beijing Supply and Marketing Cooperative Investment Management Center, Beijing Hanjian Group Co., Ltd., China New Century Investment Group Co., Ltd., Beijing Caoqiao Industrial Corporation, Automobile Industrial Park Development Co., Ltd., Lepu (Beijing) Medical Equipment Co., Ltd., Hengyuan Investment Management Co., Ltd., Beijing Investment Co., Ltd. and other outstanding state-owned enterprises, collective enterprises and private enterprises in various fields in Beijing.
Introduction of AXA Tian Ping Insurance Company
France AXA Group was founded in 18 16, with a history of more than 200 years. In 2020, it ranked 34th among the "Top 500 Global Enterprises". The business network covers 57 countries around the world. AXA entered the China market on 1999 as AXA's property insurance company in China. 2065438+In February 2004, AXA acquired 50% equity of Tian Ping Auto Insurance and established AXA Tian Ping, a joint venture company, to create a diversified business model. Since then, AXA has entered the joint venture stage. At present, it has 25 branches and 93 branches in 20 provinces, and its insurance service has won numerous awards in China. In 20 19, it was awarded "AA" rating by China Banking and Insurance Regulatory Commission.
Under what circumstances will Beijing Jinghuibao not compensate?
1, hospitalization expenses outside social security will not be compensated:
Beijing Jinghuibao only covers the hospitalization expenses in the social security catalogue, and does not provide hospitalization expenses outside the social security catalogue. It must be noted;
2, only designated hospital expenses:
This product clearly States that after hospitalization, you can only see a doctor in a designated hospital (referring to a public hospital above the second level), and private hospitals do not pay for it;
3. Without social security compensation, no compensation can be made:
Beijing Jinghuibao is a supplementary medical insurance based on Beijing medical insurance. In case of illness, it must be medical insurance reimbursement. If it is paid through Jinghuibao and not reimbursed by local medical insurance, Jinghuibao cannot reimburse medical expenses.
4, the past five diseases do not compensate:
Although this product can be insured for past diseases, it also generates medical expenses and some high-priced drugs for five past medical diseases, including malignant tumors, liver and kidney diseases, cardiovascular and cerebrovascular diseases, glycolipid metabolism diseases, lung diseases, other diseases (systemic lupus erythematosus, paralysis, aplastic anemia, vegetative state, HIV infection, major organ transplantation) and so on.
5. Exemption from policy liability:
Policy exemption refers to the places where the insurance company clearly does not compensate, such as fighting, mental illness, pregnancy, AIDS, drunkenness, high-risk sports, war and so on.
I hope my answer can help you, and insurance consultation can trust me directly.