Business license loan platform:
Agricultural Bank of China Weijiedai
Agricultural Bank of China microfinance also serves small and micro enterprises, and can be applied through online banking and mobile banking. Agricultural Bank of China's microfinance loan amount can reach 654.38+0 million, and the service life of the loan is 654.38+0.2 months.
Weizhong bank company Dai
Micro-enterprise loans of Weizhong Bank can be handled with business licenses. The main open areas are Guangdong, Jiangsu, Hunan, Shandong, Tianjin, Shaanxi, Zhejiang, Henan, Chongqing, Yunnan and Jiangxi. The loan amount of small and micro enterprises can reach 3 million yuan, and the longest loan period is 36 periods.
CCB understands you.
CCB understands that you are an APP launched by CCB for small and micro enterprises, which can handle loans for the majority of enterprises. Small and micro enterprises can apply for loans of up to 5 million yuan with business licenses and tax information. , service life 12 months.
If there is a demand for funds, it is suggested that Xiaoman Financial's credit service products have money to spend to provide users with safe, convenient, unsecured and unsecured credit services. If you borrow money, you can go to Xiaoman Financial APP (click on the official calculation). The daily interest rate of consumer loans with money is as low as 0.02%, the annualized interest rate is as low as 7.2%, and the maximum repayment is 200,000. The approval speed of Baidu's money is relatively fast, and it can be completed in 30 seconds at the earliest. It usually takes 2-3 working days to review.
2. Can I get a business license loan? How much can I borrow?
The specific amount shall be determined by the bank according to the qualifications of the borrower. Business license loan process:
1. Submit a business license loan application to the bank and consult the loan related matters;
2. Submit business license loan process related information, such as business license certificate. If self-employed individuals apply for loans, they should provide the bank's operating flow for nearly six months. If enterprises apply for loans, they should provide the operating flow certificate and corporate financial statements for nearly one year. And the borrower's credit report;
3. Wait for the approval of the bank. If approved, both parties will sign a loan contract. Apply for mortgage loans, mortgage registration procedures;
4. The bank issues loans to designated accounts. The role of business license for individual entrepreneurs, as long as the company is registered in the industrial and commercial bureau, it can get a business license with three certificates in one. This license can prove that you are indeed qualified to operate, and you are a legal self-employed person or enterprise legal person, and you can apply for relevant business loans from the bank. However, this is only one of the conditions of the loan. If the company has been operating for a short time, its operating condition is unsatisfactory or even on the verge of bankruptcy, or the applicant's personal credit information is tainted and his age is not up to standard, then other assets or guarantee certificates need to be provided.
CCB knows how long it will take you to get a business license before you can get a loan.
1 year.
As for the business license, the general rule of banks is that they must apply for a business license of 1 year at least before they can apply for half a year. And those who have just applied for a license for less than 1 month are basically difficult to get credit as collateral.
The steps to apply for a loan with the "CCB Know You" app are as follows:
1. Search and record through the mobile app store (Apple \ Android) (you need to register the user according to the prompt and complete the first login).
2. Select "My-My Enterprise Information" in turn (only enterprise legal persons or shareholders can add enterprises).
3. Click "I'll apply immediately" to initiate the shareholders' meeting.
4. All shareholders enter the "Know Your Micro Shareholders' Meeting", click "I am a shareholder, I want to attend the online shareholders' meeting", and complete the authorization according to the prompts.
4. All shareholders attend the shareholders' meeting. Click "I am a shareholder and I want to attend the online shareholders' meeting" and complete the authorization according to the prompts.
Click "Loan Application" and CCB will understand that your loan process is very simple. Download CCB Huizhi your App first, then select loan products according to your own loan needs, click to enter the loan application page, and then fill in relevant information according to the requirements of the page, such as the full name of the enterprise, industry, business situation, etc., and submit the application to complete the loan application.
4. What software can I borrow from online app software with my business license? ...
Look at my name