I can't afford the online loan. What if I'm sued?

If you are sued for failing to repay the loan, you can take the following measures:

1. Communicate with creditors frequently: ensure timely communication with creditors, explain your own situation, and try to reach a proper solution through discussion.

2. Seek professional legal help: consult a senior lawyer and get specific advice on legal procedures and rights protection. Lawyers will help you understand the relevant legal provisions and provide legal support.

3. Prepare relevant evidence: collect evidence related to your inability to repay the loan, such as income reduction, emergencies or other financial difficulties. This evidence will help you defend yourself in court and strive for a better result.

4. Settlement or repayment agreement: negotiate with creditors to reach a settlement or repayment plan to avoid further legal disputes. If possible, try to put forward reasonable and feasible repayment arrangements.

5. Understand the relevant legal procedures: Understand the legal procedures and legal provisions in China's legal system, so as to better deal with the prosecution. This can help you predict the possible outcome and prepare for your defense.

Summary: In the face of the sued unpaid online loan, keeping in touch with creditors, seeking legal help, preparing relevant evidence, settling or making repayment arrangements are the key steps to deal with such situations. Please remember that every case has its own unique factors, so it is very important to seek professional legal advice.

Extended data:

Legal documents such as Consumer Protection Law, Contract Law and Civil Procedure Law in China's legal system stipulate the legal obligations and procedures of loan transactions. These laws are designed to protect borrowers from unfair lending practices and provide solutions to disputes.