1, depending on loan conditions.
For borrowers, of course, it is best to find the loan conditions that suit them. To find a small loan company, you must first consult the loan conditions.
2. Look at the expected annualized interest rate of the loan.
The expected annualized interest rate of loans is also a matter of special concern to everyone. If you have the conditions, you must find a loan company with a low annualized interest rate to apply for a loan.
3. Other expenses
In addition to the expected annualized interest rate of the loan, other loan fees are also important. For example, when handling fees and loans, it is necessary to comprehensively calculate various expenses and finally decide which one is cost-effective.
4. Look at the loan amount.
If the amount required is relatively high, you can consult several lending institutions and choose a suitable small loan company after shopping around.
5. Look at the credit rating
Wenzhou has a credit rating system for small loan companies, which divides the credit rating of small loan companies in the city into nine grades, among which AAA credit is the highest and C credit is the lowest. You can choose a small loan company according to your credit rating.
Reminder: If you choose a regular small loan company, you won't charge any fees before lending. Field trip to small loan companies.