What do you mean by corporate credit assets of banks?
Bank's corporate credit assets refer to the asset business formed by various loans issued by banks. Loan is a credit activity that lends monetary funds at a certain interest rate and within a certain period of time. It is the most important item in the asset business of commercial banks, accounting for the largest proportion in the asset business. According to the degree of protection (degree of risk), loans can be divided into credit loans, secured loans and mortgage (discount) loans. According to the term, loans can be divided into short-term, medium-term and long-term loans. According to the object and purpose, loans can be divided into industrial loans, agricultural loans, science and technology loans, consumer loans, investment loans, securities loans and so on. According to the quality or occupation pattern of loans, loans can be divided into normal loans, overdue loans, sluggish loans and non-performing loans.