Redemption certificate: the loan secured by redemption certificate refers to the owner who has a house in his hand but is still in the "mortgage" and wants to sell the house as soon as possible, but suffers from the lack of funds to pay off the loan in advance. Although the buyer is optimistic about the house, even if he has money, he dare not repay the balance of the seller's bank loan first, and he can't go through the formalities of buying a house with a loan.
Brief introduction of redemption guarantee business:
The security of housing transaction funds has become the most concerned issue for consumers in our city. The document "Notice on Strengthening the Safety Supervision and Management of Second-hand Housing Transaction Funds" jointly issued by Dalian Municipal Bureau of Land Resources and Housing Management and Dalian Central Sub-branch of China People's Bank requires that the purchase funds of "second-hand housing" should be stored in a special account in the future.
That is, to open a fund custody account in the bank in the name of the purchaser or the real estate agent, so that the capital turnover in the banking system becomes a safe island. Accordingly, the capital turnover outside the banking system can be guaranteed by Dalian Jiaying Investment Guarantee Co., Ltd. to achieve transaction security.