Guarantee companies can be run by citizens with civil capacity, except those whose personal freedom is restricted.
Second, what does an investment guarantee company do?
I. Loan guarantee business
1, enterprise technical transformation loan guarantee; 2, enterprise liquidity loan guarantee; 3, enterprise letter of credit loan guarantee; 4. Enterprise comprehensive credit loan guarantee; 5. Provide personal loan guarantee for business owners; 6. Personal investment loan guarantee; 7. bridge loan guarantee for property right replacement; 8. Various short-term loan guarantees; 9. Personal consumption loan guarantee
Two. Bill securities guarantee business
1, open a letter of credit to guarantee; 2. Bank acceptance bill guarantee; 3. Commercial bill guarantee; 4. Bank guarantee; 5. Corporate bond guarantee; 6. Capital preservation fund guarantee; 7. Trust product guarantee; 8. Securities guarantee for other bills
Third, the transaction performance guarantee business
1, project performance guarantee; 2. Project payment guarantee; 3. Bid bond; 4. Credit guarantee for raw materials; 5, equipment installment guarantee; 6. Property preservation guarantee; 7. Lease contract guarantee; 8. Other contracts.
3. What does an investment guarantee company do?
Spread out completely
An investment guarantee company usually means that when an individual lends money to a bank, the bank does not lend money directly to the individual in order to reduce the risk. Lenders need to find a third party to provide credit guarantee for lenders. That is, the lender needs to find a guarantee company to guarantee. According to the requirements of the bank, the guarantee company will require the lender to issue relevant qualification certificates for review, and finally submit the audited materials to the bank, which will lend money after review, and the guarantee company will charge corresponding service fees.
Private investment guarantee companies refer to borrowers who have strong repayment ability. After strict inspection and examination by the guarantee companies, they use real estate, cars or other assets as collateral to lend out funds. As an intermediary, investment guarantee companies monitor and provide guarantees for the borrower's use and recovery of funds, so that investors can obtain safety, stability and high returns, while private guarantee companies charge a certain guarantee service fee. In a word, an investment guarantee company is a borrower with strong repayment ability to provide financing guarantee for small and medium-sized enterprises to earn profit difference ... taking cars or other assets as collateral, the bank will issue loans after examination. In order to reduce risks, banks allow lenders to issue relevant qualification certificates for review. Investment guarantee company is an intermediary company that provides financing guarantee for small and medium-sized enterprises to earn profit difference and does not lend directly to individuals. As an intermediary, investment guarantee companies audit real estate. All in all. That is, the lender needs to find a guarantee company to guarantee. If the lender needs to find a third party, the guarantee company will charge the corresponding service fee. Investment guarantee companies provide credit guarantee for lenders, which usually means that when individuals borrow money from banks, they monitor and provide guarantee for the borrower's use and recovery of funds.
Private investment guarantee companies refer to individuals lending money to guarantee companies for strict inspection. At present, there are only two kinds of private financing enterprises in China: guarantee companies and pawn shops. Guarantee companies will make higher returns according to the requirements of banks, while private guarantee companies will charge a certain guarantee service fee. * * * There are three kinds: small, large and medium. Finally, the audited data will be submitted to the bank for stability, so that investors can be safe.
What does an investment guarantee company do?
Investment guarantee companies are usually individuals who point to bank loans and do not lend directly to individuals. Lenders need to find a third party to provide credit guarantee for lenders. That is, the lender needs to find a guarantee company to guarantee. According to the requirements of the bank, the guarantee company will require the lender to issue relevant qualification certificates for review, and finally submit the audited materials to the bank, which will lend money and guarantee after review.