1, China Life
China Life Insurance (Group) Company and its subsidiaries are the largest commercial insurance group in China and one of the largest institutional investors in China capital market. China Life adheres to the business philosophy of "customer-centric, grassroots-centric and value-centric", actively undertakes industry and social responsibilities, and strives to become a "industry-leading, customer-favored and most valuable" company and strive to build a top international financial and insurance group.
2. Safe China is safe.
China Ping An Insurance (Group) Co., Ltd. (hereinafter referred to as "China Ping An", "Company" and "Group") was born in Shekou, Shenzhen on 1988. It is the first joint-stock insurance company in China and has developed into a personal financial life service group integrating insurance, banking and investment, with core finance and internet finance developing in parallel. China Ping An is a personal financial life service group with complete financial license, wide business scope and close holding relationship.
3. Sunshine Insurance
Sunshine Insurance gives full play to the advantages of the Group, effectively integrates property insurance, life insurance and other insurance resources, constantly develops new insurance products that meet customers' various protection needs, strives to build strong market expansion capabilities, excellent customer service capabilities, excellent risk management and professional asset management capabilities, constantly explores customer-centric business models, and strives to provide customers with sunshine services featuring "flash compensation" and "direct compensation".
4.CPIC Pacific Insurance Company
With the vision of "building a first-class insurance financial service group around you", China Pacific Insurance adheres to the business philosophy of "customer demand-oriented, focusing on insurance main business, promoting and realizing sustainable value growth", and constantly improves the full license layout of the insurance industry chain. It owns professional subsidiaries such as life insurance, property insurance, asset management, online service, endowment insurance, health insurance and agricultural insurance, and has established a nationwide marketing network and diversified service platform to provide all-round risk protection.
5. Anbang Insurance
Anbang Insurance Group Co., Ltd., a global insurance service provider, is a diversified service enterprise integrating life insurance, property insurance and accident insurance, health insurance, endowment insurance, banking and asset management. Anbang Insurance Group Co., Ltd. (hereinafter referred to as "Anbang Insurance") is one of the comprehensive insurance companies in China.
Buying points:
1, renewal terms
There are not many medical insurance in the market that can guarantee continuous renewal. If you encounter an insurance product that can guarantee renewal, you need to seize it. In addition, if the insurance products you choose can't guarantee renewal, consumers can't ignore the renewal terms and choose relatively favorable insurance.
2. The lower the deductible, the better.
Commercial medical insurance will have deductibles, mainly to control the probability of claims. In general, the deductible of commercial medical insurance is between 5000- 10000, and consumers choose insurance with low deductible when purchasing. The so-called deductible means that the insured deducts the part of medical insurance reimbursement when seeking medical reimbursement, and then removes the deductible set by the insurance company, and the rest is reimbursed by the insurance company.
3. The health notice should be true.
Commercial medical insurance, like critical illness insurance, requires health notification. The first step for consumers to buy commercial medical insurance is to fill in the health notice, so consumers are advised to tell the truth.