I want to ask about all the procedures for foreclosure in Shenzhen. How does the guarantee company operate?

Banks do not lend money to individuals, but through guarantee companies. If an individual fails to repay the loan after borrowing from the guarantee company, the bank will first deduct the deposit of the guarantee company in the bank to the repayment account, and then the guarantee company and the bank will jointly be responsible for the collection.

1. application form (standard text provided by the bank)

2. Original and duplicate of the company's business license

3. Original tax registration certificate

4. Original organization code certificate

5. Articles of Association

6. The company's recent capital verification report

7. Copies of bank statements for the past six months.

8. Financial statements for the last three years and monthly financial statements for the last month.

9. The company's tax forms for the last six months (such as business tax, value-added tax, income tax, etc.). )

10. Certificate of the purpose of opening an account issued by the company.

1 1. ID card/passport of each shareholder who holds more than 0/5% of the shares of the company/kloc-.

12. Resolution of shareholders' meeting (standard text provided by the Bank)

13. China people's bank loan card (card number and password)

That should be all.