Legal analysis: As an investor, we should be vigilant when the p2p lending platform website can't log in normally, the customer service phone can't get through or nobody answers, the funds can't be paid, or the account can't be received on time. Protecting rights from a legal perspective mainly involves the protection of civil rights and criminal rights. Investors can seek legal relief from public security organs and courts, and should call the police at the first time. If the public security organ refuses to accept the case, it shall bring a civil lawsuit to the court. If the Economic Investigation Brigade of the Public Security Bureau where the platform is located decides to file a case for investigation, or the investor chooses to bring a lawsuit to the court, the case-handling personnel shall be required to freeze the bank account of the platform immediately. Investors should call the police according to the situation: p2p platform should call the police quickly if it is suspected of fund-raising fraud and other criminal crimes; If the p2p platform is only temporarily broken, and there are assets or other project assets to be repaid, then investors can suspend the alarm and give it appropriate time.
Legal basis: Article 266 of the Criminal Law of People's Republic of China (PRC) defrauds public or private property, and if the amount is relatively large, he shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also or only be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined or confiscated.