How many insurance companies are there in China?

According to the legal person list of insurance institutions published by CBRC, as of June 30, 2022, there were 237 insurance companies and institutions in China. They are 13 Insurance Holding Company, 75 Life Insurance Company, 10 Pension Insurance Company, 88 Property Insurance Company, 7 Reinsurance Company, 33 Asset Management Company, 7 Health Insurance Company, 1 Export Credit Insurance Company and 3 Mutual Aid Society.

With so many insurance companies and institutions, which one is more reliable? Because everyone's evaluation criteria are different, there is no unified answer to this question. However, Senior Sister summed up the methods of analyzing insurance companies. You can learn to analyze an insurance company in depth and make a better choice: What should we look at when we look at insurance companies?

In fact, all insurance companies in China are formal and reliable, no matter which insurance company you choose to buy insurance. The entry threshold of domestic insurance companies is very high, which requires at least 200 million yuan of registered capital, a sound organizational structure and management system, and only directors, supervisors and senior managers with professional knowledge and business experience can be established, so domestic insurance companies are more reliable. Large and small insurance companies also have their own advantages. After reading this article, you will know: is it better for a big company or a small company to buy insurance?

If you are worried that the insurance company will have no money to settle claims, then look at its solvency. Solvency can measure whether an insurance company has the ability to repay its debts. According to the regulations of China Banking Regulatory Commission, an insurance company's core solvency adequacy ratio is not less than 50%, its comprehensive solvency adequacy ratio is not less than 100%, and its comprehensive risk rating is above Grade B..

In addition, it is more important to look at the product when buying insurance. What we should do is to buy products according to our own economic situation and security needs. After taking out suitable insurance, if an insurance accident that meets the contract occurs within the guarantee period, the insurance company will make compensation according to the agreement, because the insurance contract is legally binding and the insurance company is afraid to breach the contract. So how to choose insurance is appropriate? Here, I also teach you: what kind of insurance is good, how to buy a good deal, and teach you by hand.

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