What should insurance company personnel do if they cheat insurance?

Legal analysis: If you find that you have been cheated, you can call the insurance company's insurance number and complain and reflect to the insurance supervision and management department. If the insurance company is required to bear the corresponding losses through litigation, which constitutes a criminal offence, it can also report the case to the public security organ and demand that the relevant parties be investigated for criminal responsibility.

Legal basis: Article 27 of the Insurance Law of People's Republic of China (PRC) does not have an insurance accident, and if the insured or beneficiary falsely claims that an insurance accident has occurred, the insurer has the right to terminate the contract without returning the insurance premium.

If the applicant or the insured intentionally creates an insured accident, the insurer has the right to terminate the contract and is not liable for compensation or payment of insurance benefits; Except under the circumstances stipulated in Article 43 of this Law, the insurance premium will not be refunded.

After the occurrence of an insured accident, if the applicant, the insured or the beneficiary fabricate a false cause of the accident, or exaggerate the degree of loss with forged or altered relevant certificates, materials or other evidence, the insurer shall not be liable for compensation or payment of insurance benefits for the falsely reported part.

If the applicant, the insured or the beneficiary commits one of the acts specified in the preceding three paragraphs, causing the insurer to pay the insurance premium or expenses, it shall return or compensate.