(1) Inter-bank business agent. Some financial institutions have few branches, which affects their business development. By cooperating with other institutions, they can hand over part of their business to the cooperative institutions (outsourcing) to achieve mutual benefit in the form of paying fees to the cooperative institutions. Financial institutions can expand their business through agents. In recent years, banks selling insurance and issuing funds and bonds on behalf of banks all belong to the cooperation between financial institutions. In this cooperation process, the insurance company borrowed the good reputation of the bank and the advantages of various outlets, while the bank benefited from the commission income of the insurance company.
(2) Agency business with customers. With the constant change of income structure, the intermediary business of financial institutions has increasingly become the focus of attention.