2065438+August 8, 2008, the National Mutual Fund Remediation Office issued the Notice on Submitting the Debt Avoidance Information of P2P Platform Borrowers to all provinces (autonomous regions and municipalities directly under the Central Government) and Shenzhen Mutual Fund Remediation Office (hereinafter referred to as the Notice), requiring P2P platforms to submit the information of Lao Lai as soon as possible.
Extended data:
Danger:
1. The rates of some online lending platforms are unclear, and the expressions such as handling fees, overdue fees and liquidated damages are hidden. , may tightly lock the loan students. Once the repayment is overdue, college students are likely to be unable to bear the loss of funds, leading to a credit crisis that dominates consumption.
2. Due to the low threshold of online loan installment consumption, it provides a platform for college students to spend in advance and luxury consumption. However, many college students are heavily in debt because of impulsive consumption, which brings trouble to their normal study.
In case of overdue payment, it will affect the personal credit information of college students in the bank. Once you have a personal credit stain, you will have to pay more than others in the future, whether you apply for a credit card or a loan, and you may even be rejected. In addition, once these small online lending companies change, there are also hidden dangers of privacy information such as student ID cards and college student ID cards.
Baidu encyclopedia-online loan