Information required for opening an account in a grass-roots bank:
1. Original and photocopy of business license
2. Original and photocopy of organization code certificate
3. Original and photocopy of tax registration certificate
4. Original and photocopy of the legal representative's ID card
5. Original and photocopy of the agent's ID card.
6. Customer certificate of company account opening (power of attorney)
7. Official seal, financial seal and private seal of the company as a legal person or other personnel.
8. Other materials required by the local bank.
Note: If the three certificates have been integrated, you only need to provide the original and copy of the business license after the integration of the three certificates.
Basic bank account opening process:
1. Make an appointment with the bank account manager in advance or bring relevant materials directly.
2. Under the guidance of the account manager, sign relevant documents and seal them.
3. The bank will submit the relevant information to the central bank, which usually takes 5 working days, and the central bank will issue an account opening permit.
4. Wait for the account manager to inform for evidence collection, receipt card, U shield, etc.
5. Carry out the remaining operations such as account deposit under the guidance of the account manager.
Note: Generally speaking, in the process of opening an account and obtaining evidence, the legal representative should be present in person at least once.
Basic account opening fee:
Account opening fee (one-time fee is about 100)
Account maintenance fee (about 400 yuan every year)
Online banking (about 1000 per year)
Electronic receipt cabinets (about 400 per year)
Settlement cards (about 500 cards per year)
SMS Reminder (about 200 messages per year)
Cipher (one-time charge is about 100, which is used for on-site counter payment and check)
U shield (about 60 at a time)
Note: The required services and fees can be selected voluntarily, and the specific fees can be consulted with the local bank when opening an account.
Extended data:
Company bank account opening type:
1. A basic bank account is a bank account handled by an enterprise to meet daily and cash receipt and payment business. After the basic bank account is completed, the bank will issue an account opening license and a credit institution code certificate to supervise the credit and capital flow of the enterprise.
2. The general account holder of a bank is an enterprise. In order to handle transfer settlement and cash deposit business, general accounts cannot withdraw cash.
3. Temporary bank accounts are bank accounts opened by enterprises to meet temporary needs. For example, temporarily remitted funds for capital verification or funds purchased from abroad and remitted to local banks.
The difference between basic households, ordinary households and temporary households;
1. An enterprise can only handle basic deposit account in one bank. An enterprise can handle multiple ordinary households and temporary households.
2. Basic households and temporary households can access cash, while ordinary households can only access cash by transfer, not cash withdrawal. If ordinary families want to withdraw cash, they can only withdraw it by transferring it to other corporate bank accounts.
3. The temporary account of a bank is an account opened to cope with temporary business. After this business is completed, the temporary account will be cancelled and the remaining funds will be remitted to other bank accounts of the enterprise.
Baidu Encyclopedia-Bank Account Opening Process