First, the purpose of launching Zhongfu Wing Loan
China Bank, Fu Deng Rural Bank, Tengzhou, Shandong Province, insisted on scientific and technological innovation, increased investment in financial technology, actively explored the digital upgrade of its business, created an online and offline integrated o2o business model through various online channels and offline mobile terminals, and innovatively launched "Zhongfu Wing Loan" pure online loan products for farmers. In the first quarter of this year alone, loans reached less than 50,000 yuan, and online approval and online payment took three minutes, and 268 loans were issued. The picture shows the loan officer of Fu Deng Village of Tengzhou China Bank inspecting the potato planting greenhouse in Song Shijin in Dongshimiao Village of Baogou Town, and giving him a "Zhongfuyi loan" of 50,000 yuan.
Second, banks' financial support for small and micro enterprises.
Although many graduates want to enter large enterprises after graduation, because large enterprises have better treatment and higher wages. But in fact, many people still enter small and medium-sized enterprises after graduation, especially some small and micro enterprises, which provide employment opportunities for the vast labor force in small towns. Therefore, the development of these small and micro enterprises can actually promote economic growth and increase employment rate. Therefore, banks usually provide financial support to these small and micro enterprises, and the Zhongfu Wing Loan launched by banks is actually such a purpose.
Third, the significance of capital to enterprise development.
In fact, every enterprise will encounter financing difficulties in the process of business development. As far as small and micro enterprises are concerned, although the funding gap is not large, there are fewer financing channels. However, for some large enterprises, although there are perfect financing channels, there is a big funding gap. Moreover, there are countless examples of large enterprises going bankrupt because of high debt ratio, so improving the financing channels of funds is of great significance to the development of enterprises.