ID card and policy number can be applied for, with interest of 6.5-8.5%. After approval, the account manager will make an appointment to sign a contract and lend money.
Second, how to borrow Ping An Insurance?
Policy loan process:
1. Prepare all the materials required for the loan, including the original personal identity card (if the applicant and the insured are not the same person, the original identity card of the insured should also be prepared), the original insurance policy and the information specified by the bank and insurance company, and apply for a loan at the lending institution;
2. The staff of the lending institution accepts the application and reviews the materials;
3. After approval, the banking institution determines the loan amount and signs a loan contract with the borrower. After the contract is signed, the insurance policy will be left to the lending institution as collateral to issue loans;
4. The borrower shall repay the loan principal and interest as stipulated in the contract.
Third, how to handle the loan that needs Ping An insurance?
It depends on what you do. I am a service worker in Ping 'an, China. If you need me, you can call me.
4. How to borrow Ping An insurance loan?
Ping An Insurance Policy Loan Method: During the validity period of the main insurance contract, with the consent of the Company, you can apply for a policy loan from the Company, and the maximum loan amount is 80% of the cash value of the policy at that time. If necessary, you can borrow money through this project. Customers go to the customer service center to inquire about the customer service center and cooperative bank of China Ping An Life Insurance Company of China Insurance Company, and make an appointment to visit the counter. When the applicant and the insured are the same person; Documents to be prepared:
① Application for change of insurance contract (policy loan/repayment category)
② Identity documents of the insured.
③ Current settlement account with the insured as the account name when the applicant and the insured are not the same person: ① Application for change of insurance contract (policy loan/repayment category) (signature of the applicant is required without authorization) ② Identity certificate of the insured ③ Current settlement account with the insured as the account name.
④ Insured ID Card The customer entrusts the salesman/other person to the customer service center to handle the required documents: when the applicant and the insured are the same person: ① Application for change of insurance contract (policy loan/repayment) ② Power of attorney ③ Insured ID card ④ Agent ID card.
⑤ Current settlement account with the insured as the account name when the applicant and the insured are not the same person: ⑤ Application for change of insurance contract (policy loan/repayment) (if the insured is not authorized, the insured shall sign it) ⑤ Power of attorney ⑤ Identity certificate of the insured ⑤ Identity certificate of the insured ⑤ Agent.
⑥ Extended information of current settlement account with the insured as the account name:
The applicant (the applicant and the insured are not the same person, and the insured needs authorization when the insured is not authorized) accepts it within the validity period of the policy.