According to the practice of auto insurance industry, customers who have been out of danger for more than three times, or who have exceeded 65,438+000% in payout ratio and paid twice the annual premium, will be blacklisted by insurance companies. This means that it will be difficult for these customers to buy insurance again, or they will have to bear higher premiums. Insurance companies take this measure to maintain the stability and fairness of the entire insurance market, and also to encourage car owners to pay attention to safe driving. Want to avoid being blacklisted, pay attention to safe driving and avoid accidents.