Strategic asset allocation of insurance companies

1, buy and hold strategy.

The buyer's M&A holding strategy refers to the construction of a portfolio according to a certain appropriate asset allocation ratio, and the maintenance of this portfolio within an appropriate holding period, such as 3-5 years. Buy-and-hold strategy is a negative long-term rebalancing method, which is suitable for investors with long-term planning level and satisfied with strategic asset allocation.

2. Constant mixing strategy.

Constant mixing strategy refers to keeping the proportion of various assets in the portfolio fixed. In other words, when the market performance of various assets changes, we should adjust the asset allocation accordingly and keep the investment ratio of various assets unchanged.

3. Portfolio insurance strategy.

Portfolio insurance strategy is a dynamic adjustment strategy, which invests some funds in risk-free assets to ensure the lowest value of the portfolio, and adjusts the ratio of risk-free assets to risk-free assets with the changes of the market, while not giving up the appreciation potential of assets.

4. Dynamic asset allocation strategy

Dynamic asset allocation is an active strategy to dynamically adjust the state of asset allocation according to the capital market environment and economic conditions, thus increasing the value of portfolio.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.