Is ICBC's bank management standard?

Ordinary. According to the inquiry of ICBC official website, "Yinguantong" is a professional platform for the supervision of housing transaction funds created by Zhejiang Yinguantong Network Technology Co., Ltd. in conjunction with major United Nations banks. The platform links banks, real estate brokerage companies and buyers and sellers. By creating electronic accounts and integrating financial technologies such as real-name authentication and electronic signature, it provides safe, convenient and transparent online fund supervision services for all parties to housing transactions, realizes real-time sharing of supervision information, and effectively guarantees the security of housing transaction funds. So it's formal.