Medical treatment (outpatient or hospitalization) caused by the earthquake. Accident insurance and hospitalization insurance, including accidental medical treatment, are compensable.
The earthquake disabled people. Accident insurance, critical illness insurance and some life insurance can be compensated.
Death caused by the earthquake. Accident insurance, critical illness insurance (including death), term life insurance and whole life insurance can all be compensated.
2. Car insurance
In auto insurance products, most insurance companies list earthquakes as exemption clauses. Therefore, the vehicle loss caused by the earthquake is not covered by the claim.
However, the insurance company will compensate for the loss of vehicles caused by ground subsidence and ground fissure.
Vehicle losses caused by falling objects caused by the earthquake can be compensated.
3. Family property insurance
Family property insurance listed the earthquake as an exemption and did not compensate the property losses caused by the earthquake. However, the insured can attach "earthquake insurance" in the form of additional insurance.
4. Catastrophe insurance
Earthquake catastrophe insurance, the maximum compensation can be 6.5438+0 million. Huge property losses and serious casualties caused by natural disasters such as earthquakes, typhoons, tsunamis and floods can be compensated through catastrophe insurance.
If time is a thief, isn't it an accident? Steal the most precious thing in your life quietly. In the face of natural disasters, human beings are so small. When accidents come, insurance is the only financial tool that can transfer risks.
Personal injury and personal insurance caused by natural disasters can be compensated. If economic conditions permit, it is recommended to complete all kinds of personal insurance. If there is pressure, accident insurance can be given priority. The price of accident insurance is low, generally tens of dollars a year to protect millions, less than the price of a meal, cost-effective.