Formal bank Guangzhou branch personal unsecured loan center
Mainly handle personal unsecured loans, with a quota of 1 10,000 ~ 500,000.
Application conditions: 1. Living and working in Guangzhou (including Panyu, Huadu, Zengcheng and Conghua)
2. 18~55 years old
3. The salary is more than 4,000 yuan (pre-tax income/after-tax income+provident fund)
4. Good credit record
Loan-related: the annual interest rate is 8.8, fluctuating 15% (mainly depending on personal qualifications and credit status).
One year 1 10,000 or so, and the interest is about 932 yuan. Detailed interest can only be executed after the bank approves it.
The loan amount is 6~8 times of income.
The loan term is 6 months, 1 year, 2 years, 3 years and 4 years.
Loan process: the customer prepares materials, applies to the bank, approves the loan (2 working days), and then signs a loan contract with the bank. The whole process takes about 2-3 working days.
The examination and approval time is fast, the quota is high, and the interest is low, which gives you better service than your peers.
Note that only copies of the approved materials are needed, but the originals need to be brought to the bank to witness the originals.
The following information should be prepared:
1. ID card
2. proof of residence (such as Guangzhou household registration book, real estate license, water and electricity bill and business bill, one of which can be used).
3. Income certificate (bank flow, income certificate issued by the company)
Tips: "0" handling fee for the whole loan period.
Please contact Manager Li of the loan department for details. Tel: Look at my account. I hope a contact number can help you.
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