What is the process of mortgaging the house to a small loan company?

The process is as follows: 1. The borrower applies to the loan bank for mortgage loan. 2. The loan bank shall examine and approve the loan application. 3. The borrower handles the guarantee procedures and mortgages the collateral to the loan bank. 4. Sign a loan contract. 5. The loan bank issues loan funds to the borrower's account. Article 400 of the Civil Code establishes mortgage, and the parties shall conclude a mortgage contract in writing. A mortgage contract generally includes the following clauses: (1) the type and amount of secured creditor's rights; (2) The time limit for the debtor to perform the debt; (3) The name and quantity of the mortgaged property; (4) the scope of the guarantee.