First of all, the system is specially designed for small and micro financial institutions (including small loan companies), which has been widely recognized and used internationally, and has been improved according to the special needs of domestic customers. Therefore, it has good applicability to domestic small loan companies in product design, automation requirements, financial control and management authority.
Second, the system contains rich functions. Savings (current+fixed term), loans, multi-currency transactions and other businesses covered by ordinary financial institutions can all be operated in the "micro-banker" system. Users can add or subtract functional modules at any time according to their actual business conditions.
Third, the system has no restrictions on the expansion of user scale (opening branches/branches) in the later period. Users can install the system in branches according to actual needs, and users only need to purchase the corresponding copyright and service fees.
Fourthly, the systematic and perfect report function design can enable the company's management to monitor the company's business from different angles (loan officer performance, loan balance and loan type distribution ratio), so as to prevent the occurrence of risky loans in time and effectively.
Finally, the system has advanced security mechanism. In addition to the built-in security operation of Microsoft SQL database, the "micro-banker" system protects each record from being modified by external systems through the built-in security mechanism. Teller's entry is completed through teller's pre-authorization; Tellers can only operate within the scope of authority set by teller number and password.
The competence center of China Continental Weizhong Bank is Beijing Sino-German Rongxin Consulting Co., Ltd. (MB China). Beijing Sino-German Rongxin Consulting Co., Ltd., as the authorized distributor of the "micro-banker" system in China, namely the "micro-banker" China competence center, relies on its powerful micro-finance consulting service capability and the support of Sino-German micro-finance capacity-building projects, and cooperates extensively with relevant international organizations to provide customers with a full range of services from tailor-made design, installation, configuration, training and debugging to subsequent technical support.