Wuling, Chevrolet, Buick, Cadillac, etc. Auto Finance Co., Ltd. under SAIC-GM is an in-brand loan. The loan procedure is simple, fast and efficient, with low entry threshold, but high cost. Generally, it takes less than a week from application to car pick-up, and the car can be picked up in three days at the earliest. Other financial companies such as Volkswagen Loan (FAW-Volkswagen, Shanghai Volkswagen) are also the same as above.
Taking bank loans is relatively slow, with low cost, high entry threshold and complicated procedures. It depends on how you handle it. Second, is it easy for Shanghai companies to get loans?
This also depends on the specific situation of your company, the personal credit information of the legal person and the operation situation.
However, in recent years, the state has been supporting small and medium-sized enterprises, so the policy is still relatively good, and the interest rate is not high now ~ if there is loan demand, it is still a relatively good environment.
3. How about a loan from Shanghai Citibank? What are the loan conditions of Shanghai Citibank unsecured personal loan?
Shanghai Citibank is good at loans. The conditions for unsecured personal loans of Shanghai Citibank are: (1) 1. Chinese mainland residents; (2) or business place. (3) Third, there is no bad credit record.
4. Is it easy for Shanghai enterprises to apply for loans at present?
It is difficult for banks to apply now, and funds are tight.
Enterprise loan conditions
(1) registered by the administrative department of the Industrial and Commercial Bank of this Municipality;
(2) Having a fixed place for production and business operation.
(3) The bank opens a settlement account;
(4) Holding a loan card issued by the People's Bank of China and passing the annual inspection;
(5) The enterprise is in good operating condition;
(6) The enterprise has a good reputation;
(7) provide financial statements;
(8) Providing collateral or guarantor approved by the bank.
If you need a loan, recommend the consulting loan service in Yirong.com. You only need to submit your application online, and Yirong.com will review and solve your problem as soon as possible. You only need to fill in your loan demand and your information (you don't need to fill in personal identity information and other privacy). The financial planner in Yirong.com will analyze your loan demand and information, then choose the bank that suits you and get in touch with you at your residence. In this process, you have the right to choose any one.
In view of your personal situation, this kind of loan is especially recommended here. You can try-
Fast loan application channel, with a quota of 0.5-50,000 yuan:
Yi Rong. Com is an online loan application platform. Cooperate with more than 120 banks/microfinance companies such as Bank of China, Industrial and Commercial Bank of China, Shenzhen Development Bank, Standard Chartered Bank, Industrial Bank and Shanghai Pudong Development Bank to accept online applications.
Yirong.com loan application process: online application-Yirong.com financing consultant contacts the applicant and reviews-submits the application to the bank/microfinance company-the bank/microfinance company contacts the applicant-signs the loan contract. One application business, many financial institutions respond! Generally, the application time for personal loans is 1 to 2 weeks, and the application time for corporate loans is 2 weeks 1 month! Save time for lenders to run to major banks and reduce costs outside loans! References:
Baidu can search Yirong.com.