The specific arrival time of the company's transfer to personal account:
1. If the wire transfer business is handled at the bank counter, it will generally arrive on the same day;
2. If you write a transfer check and fill in the bill at the bank counter, it usually takes two to three working days to get the account;
3. If you transfer money through online banking or peers, it will generally arrive in real time. Inter-bank transfer can be received as soon as the next day, and as slow as three working days.
If it is transferred from the company account to the private account on Friday, the peer transfer will arrive immediately, and within two hours at the latest. Inter-bank transfer will be received within one to three working days, and will be postponed on non-working days.
Ordinary peer transfer, if the remittance is handled between 9 am and 4 pm, it will generally arrive in real time. After 4 pm, the remittance arrived in real time, and the time of remittance arrival was handled by the rented teller, so it arrived the next day.
For inter-bank transfer (non-expedited business), due to the fund settlement procedures of both banks, it is temporarily impossible to provide accurate arrival time. Please refer to the entry time of the payee. It usually arrives within 24 hours. If it is a weekend or holiday, the receiving time may be delayed.
Inter-bank transfer (expedited business) usually arrives in real time. Due to the suspension of Zhifeng remittance system during the National Day and Spring Festival, it may not be possible to process the inter-bank transfer transaction application in time.
legal ground
Measures for the administration of bank accounts
Article 2 Organs, organizations, armed forces, enterprises, institutions, individual economic households and individuals (hereinafter referred to as depositors), banks and non-bank financial institutions (hereinafter referred to as banks) that open RMB deposit accounts in China must abide by the provisions of these Measures.
The opening, use and management of foreign exchange deposit accounts shall be implemented in accordance with the Regulations on the Administration of Foreign Exchange Accounts issued by the State Administration of Foreign Exchange. Article 6 A temporary deposit account is an account that depositors need to open for temporary business activities.
Depositors can handle transfer settlement and cash receipt and payment through this account in accordance with the national cash management regulations. Article 13 The following depositors may apply for opening a basic deposit account:
1. Enterprise legal person;
2. Independent accounting units within an enterprise as a legal person;
Three, the management of the financial sector budget funds and extrabudgetary funds;
Four, the implementation of financial budget management of administrative organs and institutions;
Five, at or above the county level (including) the army and the armed police force;
6. Foreign institutions in China;
Seven, social groups;
Eight, canteens, guest houses and kindergartens affiliated to the unit;
Nine, permanent institutions in the field;
Ten, private enterprises, individual economic households, contractors and individuals. Article 14 A depositor may apply for opening a general deposit account under the following circumstances:
1. Obtain loans from banks outside basic deposit account;
Two, and basic deposit account depositors are not in the same place.
Article 16 A depositor may apply for opening a special deposit account for the following funds:
First, capital construction funds;
The second is the transformation funds;
Third, specific purposes require special funds.