1, inter-bank: the same city exchange or telegraphic transfer can be adopted;
2. Peer: You only need to fill in the settlement transfer voucher and know the account name and account number of the other party;
3. Cash deposit: that is, individuals need to fill out a cash payment form to deposit cash directly into the enterprise account;
4. Online bank transfer: This is the most convenient for peers and banks.
The difference between basic households and general households in public accounts;
1. Legal person account refers to the bank account opened by the bank for enterprises, institutions, government organizations, non-governmental organizations, military units, self-employed individuals and other units. An organization can only open one basic deposit account corresponding to its organization code.
2. The general account is not limited. Basic deposit account can deposit and withdraw cash, and ordinary households can only handle transfer business.
3. Only basic households can withdraw cash. Ordinary families use it to transfer money and deduct money. Now banks are very strict about cash withdrawal. In Shenzhen, you usually take 10- 15% of the balance at one time, twice a week, no more than four times a month, which is inexhaustible, but there is no limit to the transfer.
4. basic account is a bank settlement account that depositors need to open for daily transfer settlement and cash receipt and payment. An enterprise or institution can only open a basic account in one bank. Depositors can only withdraw wages, bonuses and other cash through basic account.
5. General account, a company can open multiple accounts according to business needs, and the number is unlimited. According to the account management regulations of the People's Bank of China, an enterprise can only open one basic account, but it can open multiple general accounts. If another account can be withdrawn, and the investor has a certain special purpose, then you can apply for a special account in this bank or withdraw money.
Company accounts are divided into four categories: basic deposit account, general accounts, temporary accounts and special accounts.
Among them, a company can only open one basic deposit account. Others, such as ordinary accounts, a company can open multiple accounts according to business needs, and the number is not limited.
According to the account management regulations of the People's Bank of China, an enterprise can only open one basic deposit account, but it can open multiple general accounts. If you can open another account to withdraw money, and the investor has a certain special purpose, you can apply for a special account in the bank to withdraw money.
I hope the above content can help you. If in doubt, please consult a professional lawyer.
Legal basis:
Article 40 of the Measures for the Administration of RMB Bank Settlement Accounts
Units transferred from their bank settlement accounts to individual bank settlement accounts, each of which exceeds 50,000 yuan, shall provide their bank with payment basis such as wage agreement, payee list, creditor's rights or property right transfer agreement.