1. Will there be a charge before lending? If there are various pre-loan fees, they are basically deceptive.
2. Whether to calculate compound interest, that is, whether there is "rolling interest", if there is, there may be problems.
3. Interest is higher than the national regulations. According to relevant regulations, the interest of private lending cannot be higher than 36%, otherwise the state will not protect it.
4. Whether the mortgaged items comply with the law. Generally speaking, land ownership, land use right and legally sealed property cannot be mortgaged. In case of violation of regulations, the loan company may violate the law.
Tips: Peer-to-peer lending has certain risks, so please choose carefully.
If you need funds, you can also handle them through our official channels. Ping An Bank provides unsecured credit loans, as well as mortgages and mortgage loans for houses and cars. Different loan application conditions and requirements are different. Whether the examination and approval can be successful is evaluated according to your comprehensive qualifications. For details, please log in to Ping An Pocket Bank APP- Loan and try to apply.
Reply time: 202 1-09- 16. Please refer to the latest business changes announced by Ping An Bank in official website.
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