The employee borrowed money from the company and decided to deduct the loan from his salary every month.

The following is a model essay:

1. Personal IOU:

Reason: Due to personal financial difficulties, I borrowed RMB ××× 1000 today.

Borrower: ××× (signature)

Loan date: April 2009 1 repayment date: August 2009 1.

receipt for a loan

How much did Party A lend to Party B on a certain day of a certain year, with the loan term of xx, and agreed to return it on a certain day with interest ... If Party A fails to return it on time, how much penalty will it pay?

Signature of Party A

date

receipt for a loan

Party A xxx (ID number: * * * *) received RMB * * * * (ID number: * * * *) from Party B today. (in words)

The loan term is * * * years, from * * * years to * * * * years.

The loan interest is: * * ......

Borrower signature

date

2. Corporate loans:

Borrower: _ _ _ _ _ _ (hereinafter referred to as Party A)

Lender: _ _ _ _ _ _ _ Bank (hereinafter referred to as Party B)

Party A needs RMB working capital for contracting _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

1. Party B agrees to issue a loan of RMB (in words) only to Party A according to the approved loan application.

2. Party B shall take the detailed payment plan and specific use list submitted by Party A as the basis for payment review and as an annex to this contract.

Three. The term of the loan provided by Party B is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. Party A promises to pay off all the principal and interest of the loan from the date of signing this contract to the date of _ _ _ _ _ _ _ _ _ _ _.

Four. Within the repayment period agreed in this contract, the loan interest shall be calculated at the monthly interest rate of _ _ _ _. Over the repayment period, the overdue part will be charged with _ _ _ _ _ _ _% interest; If the loan is used for other purposes, interest of _ _ _ _% will be charged on the misappropriated part. The loan interest is charged quarterly.

Verb (abbreviation of verb) For the project for which Party B provides loans, if Party A terminates the foreign construction contract, it shall immediately notify Party B and pay off the loan principal and interest.

The guarantor of intransitive verb Party A is _ _ _ _ _ _ _. If Party A fails to repay the loan in full at maturity, the guarantor of Party A shall bear joint and several repayment responsibilities.

7. This contract shall come into effect after being signed and sealed by both parties and the guarantee unit of Party A, and shall become invalid after all the loan principal and interest are paid off. This contract is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Party A (seal): _ _ _ _ _ _

Party B (Seal): _ _ _ _ _ _

Legal representative (signature): _ _ _ _ _ _

Legal representative (signature): _ _ _ _ _ _

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Signing place: _ _ _ _ _ _

Signing place: _ _ _ _ _ _

Guarantor (seal): _ _ _ _ _ _

Legal representative (signature): _ _ _ _ _ _

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Signing place: _ _ _ _ _ _?

Extended data:

An IOU is a written document indicating the relationship between creditor's rights and debts, which is generally written and signed by the debtor, indicating that the debtor has owed the creditor the amount indicated in the IOU. An iou refers to a bill written to the other party when borrowing personal or public cash or goods, that is, an iou.

After the money and goods are returned, the bill is revoked or torn by the bill holder. This is a document. Usually used in daily life and business management.

From a legal point of view, an IOU is a written document showing the relationship between creditor's rights and debts, which is generally written and signed by the debtor, indicating that the debtor has owed the creditor the amount indicated on the IOU.

Baidu encyclopedia-IOUs