1. Brand background: Ping An Pratt & Whitney holds a consumer finance license and belongs to a formal financial platform recognized by the state, backed by Ping An Group. The strength and background of the company are very strong.
2. Source of funds: The loan funds are provided by formal financial institutions such as Ping An Pratt & Whitney United Cooperative Bank and trust institutions. The sources of funds are regular, safe and reliable.
3. Loan methods and interest rates: Ping An Pratt & Whitney has two loan methods, unsecured loans and secured loans. Their annualized comprehensive interest rate does not exceed 23.9%. Within the interest rate permitted by law, it meets the requirements of national policies.
4. Collection method: Ping An Pratt & Whitney loan is collected according to the formal process, by phone, SMS or door-to-door. For borrowers with serious overdue circumstances, they will directly take legal channels to recover loans, and there are basically no violent means of collection such as threats and intimidation.